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Expertise that Powers Growth,
Compliance, and Efficiency
At CloudGate Consulting, we help organisations navigate the complexities of the financial, credit, and regulatory landscapes. Backed by decades of high-level industry experience, we provide end-to-end consulting services that are both strategic and practical.
Whether you are a credit provider, financial institution, retailer, or tech-enabled business, our tailored services are designed to strengthen your operations, ensure compliance, and position you for sustainable growth.
Our Services
Strategic Consulting
We provide expert guidance to help businesses evolve and succeed in a changing environment. Our strategic consulting services include:
Identifying growth opportunities and industry trends
Reviewing and improving existing business strategies
Structuring and aligning business functions
Non-Executive Director board services
Our goal is to equip leadership teams with clarity, direction, and measurable outcomes.
Business Process Consulting
Our process consulting services are built around improving the systems that power your day-to-day operations. We assist with:
Payment systems and DebiCheck implementation
Administration and management platforms
System vetting, selection, and implementation
Cloud infrastructure and cybersecurity
Outsourced operational services
Telephony and anti-money laundering systems
Compliance
With vast experience in compliance frameworks and regulatory engagement, we support businesses in aligning with key South African legislation, including:
National Credit Act (NCA): Registrations, credit agreements, policies, procedures, and training
Financial Intelligence Centre Act (FIC Act): RMCPs, training, compliance support
Protection of Personal Information Act (POPIA): Data handling policies and operational controls
Consumer Protection Act & Debt Collectors Act: Code of conduct, training, and operational controls
ISO Compliance and internal framework reviews
Data Analytics
Make better decisions through data-driven insights. We help clients turn raw data into actionable intelligence through:
Data enrichment and cleansing
Segmentation and modelling
Analytical reviews and reports
Debt Recovery & Credit Management
CloudGate Consulting brings years of industry leadership in credit management and collections. We offer:
End-to-end recovery process outsourcing
Portfolio strategies and early delinquency control
Detailed reporting, analytics, and compliance tracking
Support with EDC (External Debt Collection) management
We work with your internal teams or provide external services to recover more, faster — while remaining compliant.
Legal & Regulatory Advisory
As an admitted attorney with experience in regulatory environments, Thinus Nortje offers expert legal insight, including:
Contract drafting and review
Dispute resolution and legal opinions
General business legal advice
Regulatory registration and compliance support with the NCR and FIC
Assistance with compliance notices and annual reporting
We bridge the gap between legal risk and operational strategy — ensuring you’re both protected and prepared.
